Asset Allocation by Age
An illustrative hard-money glide path: how a Bitcoin-forward portfolio can shift across the decades from 20s to 60s.
Halving House
Education for good money — sound money principles, Austrian economics, and financial literacy for everyday people.
How Money Used to Work
From gold coins to paper dollars to numbers on a screen — the story of money, explained simply for the Halving House ELI5 series.
Power Law vs CAGR: Two Ways to Model Bitcoin’s Long-Horizon Growth
Power Law vs CAGR: Two Ways to Model Bitcoin Why simple compound-return math underestimates emerging assets — and what to use instead The Core Problem Most retirement calculators use the same math for Bitcoin that they use for the S&P 500: pick a constant annual return, compound it forward, done. That math assumes the asset’s … Read more
Pizza Party Inflation: How $20 Buys Fewer Slices Each Decade
🍕 The Pizza Party Inflation Story How money slowly buys less and less — explained with pizza The Setup Imagine you have a $20 bill. Your job is to feed your friends pizza. Same $20 bill. Same pizza. Same friends. Different years. Watch what happens to how many slices that $20 can buy over time: … Read more
Bitcoin Halving Cycle Returns: Why Each Cycle Pays Less
Bitcoin halving cycle returns have shrunk roughly 70% with every cycle, from +9,483% in 2012 to +693% in 2020. Here’s what’s driving the compression and what it means for retirement planners modeling future bitcoin allocations.
What Is Bitcoin? (For Kids)
Ages 8+ · 5-minute read You’ve heard of Bitcoin. Maybe you’ve seen it on the news. So what actually is it? Let’s skip the technical stuff and explain it the simple way. Bitcoin is digital money that nobody owns Regular money like dollars is run by a country’s government and central bank. They decide how … Read more
Why Do Prices Go Up? (For Kids)
Ages 8+ · 4-minute read Ask your parents what a candy bar cost when they were kids. Probably less than a dollar. Today the same candy bar might be $2. The candy didn’t change. The dollar did. Imagine a one-pizza party You have one pizza and 8 kids. Each kid brings $1 to buy a … Read more
What Is a Bank? (For Kids)
Ages 8+ · 5-minute read You put your money in a piggy bank, right? It just sits there until you need it. A real bank is different — it does something with your money while you’re not using it. A bank is like a really big piggy bank that lends out your savings Imagine 100 … Read more
Is Bitcoin Real Money? Applying the 5,000-Year Test
Bitcoin critics say it is not real money. But when you apply the same three tests economists have used for 5,000 years, the results might surprise you.
When Governments Control Money: A History of Debasement and Inflation
From ancient Rome to the Federal Reserve, governments have debased their currencies to fund spending. Here is why it keeps happening and what it means for your money.