The Halving House library
Education for good money. No jargon. No finance-bro nonsense. Just the truth about your money — and what you can do about it.
The money is broken. You probably feel it. Everything costs more, your paycheck buys less, and nobody in charge seems to care. That is not an accident. At Halving House, we break down what money actually is, why yours keeps losing value, and what honest money looks like. We keep it short, visual, and in plain English. We are not selling anything. We are offering clarity — for free.
Eight tracks
Start Here
Start here
Explain it like I’m 5
Bitcoin and money explained so simply your kids could get it. No acronyms, no charts, no prerequisites. Start here if everything else feels like a foreign language.
Foundations
Bitcoin 101
What bitcoin actually is, why it’s scarce, and how to think about it as money — before you think about it as an investment.
Economics
Austrian Economics
The principles behind sound money: inflation, value, and why your purchasing power keeps slipping. The economics they didn’t teach you in school.
Foundations
History of Money
From shells and gold to fiat. How money came to be, what makes something money, and how we ended up here.
Advanced
Advanced Bitcoin
Past the basics: halving cycles, long-run growth models, and the deeper mechanics for readers ready to go further.
Critical
Macro / Geopolitical
How central banks, the Fed, and monetary policy quietly erode your wealth. Inflation, debt cycles, and currency debasement, explained plainly.
Visual
Infographics
One chart, one idea. Wages against inflation, the halving cycle, allocation by age, and the state tax stack. Written for readers who already have the basics.
Resources
The Bitcoin Rabbit Hole
The deep end. The best books, podcasts, and essays on money, freedom, and bitcoin, curated and organized by topic.
Four articles, in order
The Cornerstones
If you read nothing else here, read these four. They build on each other and together they answer the question the rest of the library elaborates on.
One
What Is Money?
Three
The Cantillon Effect
Models, tested in the open
The Model Room
Bitcoin price models, read honestly — what each one claims, what would prove it wrong, and a running record of how they have held up. Browse the full archive.
Want to run the numbers on your own situation? The Bitcoin Future Wealth Calculator is free, needs no email, and runs entirely in your browser.
Partnerships
Halving House partners with educators, nonprofits, and community organizations to bring sound money education to more people. If your organization shares our mission, we would love to connect.
Six articles, in order
Money, from first principles
The tracks above are the whole library. If you would rather be handed a path than a menu, read these six in order. They build on each other — what money is, where it came from, how it loses value, what inflation actually measures, what changes when a government controls the supply, and whether Bitcoin passes the same test gold had to pass.
- What Is Money? The Three Tests, the History, and Where Bitcoin Lands — the three jobs anything has to do before it counts as money.
- How Does Money Lose Value? Inflation, Debasement and Who Pays — debasement, from clipped coins to a printing press.
- When Governments Control Money: A History of Debasement and Inflation — the pattern, repeated across centuries and currencies.
- The Cantillon Effect: Why New Money Makes Some People Richer
- Your Dollar Has Lost 87% of Its Value Since 1971
Beyond the reading
Halving House is education, and it is free. If you want the same analysis applied to a specific situation — a treasury position, an inheritance structure, a retirement plan with a real number attached — that is what consulting engagements are for, with scope and disclosures documented in writing.
Halving House is the educational arm of Modern Wealth Model.
Written by Colin Reed.